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During the process of buying a home in Austin Texas, or elsewhere in the United States, you may hear the terms “secured” or “unsecured” loan but is there a difference?

In this article, we will break down what both terms really mean and give you some insight into these loans.

Secured Vs. Unsecured Loans

Secured versus unsecured loan: If you're Googling this phrase, odds are you're immersed in the process of looking for a loan, and need some clarification on the difference between these two types. So, here's the deal: A secured loan means you put up something of value as a promise you’ll pay the loan back. An unsecured loan requires no such collateral. Now let's dive into the details.

When to get an unsecured loan

An unsecured loan, also…

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