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Shutdown Ripples: What a Federal Pause Means for Austin Real Estate

Most home sales can still close, but some loans, flood insurance, and verification steps may slow down. Here’s what Austin buyers and sellers should know right now.

Kent Redding GroupOctober 2025

The federal government shut down on October 1, 2025. Many agencies are operating with limited staff while essential functions continue. Practically, that can mean delays in data releases and certain services that real estate relies on, such as tax transcripts, loan processing, and flood insurance.

Does this change mortgage rates?

Rates are driven mostly by the 10-year Treasury. During shutdowns, investors sometimes move into safer assets, which can…

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