Are you planning on searching for an Austin Texas Home for Sale? If so, you’ve come to the right place.
In this post we will share with you 4 things that you need to do to get prepared for searching for an Austin Texas Home for Sale.
#1 – Purchase Your Credit Reports Now
Go online and purchase your 3-in-1 Credit Report because this will give you the ability to view what the three major credit bureaus: Equifax, Transunion and Experian are reporting about you before you apply for a mortgage loan.
If you find any inaccuracies on your credit report you should start the dispute process immediately because it can take up to 30 days for the credit bureaus to review your credit reports and remove any inaccurate items before contacting you again via mail.
#2 – Determine what you’re searching for In a Home
After buying your credit reports you should next determine what you’re searching for in an Austin Texas Home for Sale because this will help your Real Estate Agent have a more efficient home search and find properties for you that you will be interested in viewing.
Here are common questions you should answer before searching for a home:
- How many bedrooms / bathrooms do you want in a home?
- What size of a home are you searching for?
- Is yard space important?
- Are you interested in buying a home in a great school district?
- Is owing a home with space for a home office, shop or workshop important to you?
- What style of home are you searching for?
- Do you want to be near the restaurants, shops and stores in Austin or just outside of town?
- How long a commute do you want to have from work to your home?
#3 – Get Pre-Approved For a Mortgage Loan
One of the best things that you can do before searching for an Austin Home is to get pre-approved for a mortgage loan because this will help you to know what your exact budget is and help you to avoid falling in love with a home that you can’t afford.
Mortgage loan pre-approval can take up to 18 days from the start of the pre-approval process to receiving a commitment letter from your lender so it’s best to get this process started immediately just so your financing will be in place before you start your home search.
Pre-approval can last up to 90 days depending on changes with your credit score or finances so it’s important to start searching for a home once you’ve been pre-approved for a mortgage loan.
#4 – Hire a Great Realtor®
Last of all, but most important, the final thing to do before searching for a Austin Texas Home for sale is to hire a great Realtor® who specializes in the Austin area and can help you find the exact home that you’re searching for.
Before choosing any Realtor® make sure that they have verifiable experience and references that you can view online because experience does pay off especially during a fast moving Real Estate market.
Search for an Austin Texas Home for Sale
To get started with searching for an Austin Texas Home for Sale contact the Kent Redding Group today by calling us at (512) 306-1001.